/* ==========================================================
   Servicios BC Panamá — hoja de estilos principal
   Marca: League Spartan (títulos) · Open Sans (texto)
   Colores: #181C3D navy · #005EFF azul · #FFFF01 amarillo · #F8F8F8 claro
   ========================================================== */
:root{
  --navy:#181C3D; --navy-2:#20264F; --navy-3:#0F1230;
  --blue:#005EFF; --blue-2:#3B82FF; --cyan:#1FB6FF;
  --yellow:#FFFF01; --light:#F8F8F8; --white:#fff;
  --ink:#181C3D; --muted:#5B6180; --line:#E3E6F0;
  --wa:#25D366; --wa-dark:#128C7E;
  --radius:18px; --radius-sm:12px;
  --shadow:0 10px 30px rgba(24,28,61,.10);
  --shadow-lg:0 24px 60px rgba(24,28,61,.18);
  --max:1180px;
  --h:'League Spartan',system-ui,sans-serif;
  --b:'Open Sans',system-ui,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--b);color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--h);line-height:1.08;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.2vw,4rem);font-weight:800}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem);font-weight:800}
h3{font-size:1.3rem;font-weight:700}
p{color:var(--muted)}
.container{width:min(var(--max),92%);margin-inline:auto}
.section{padding:clamp(64px,9vw,110px) 0}
.section--light{background:var(--light)}
.section--navy{background:var(--navy);color:#fff}
.section--navy p{color:#C9CDE6}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--h);font-weight:700;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
.eyebrow::before{content:"";width:22px;height:3px;border-radius:3px;background:currentColor}
.section--navy .eyebrow,.hero .eyebrow{color:var(--yellow)}
.head{max-width:680px;margin-bottom:48px}
.head--center{margin-inline:auto;text-align:center}
.head--center .eyebrow{justify-content:center}
.head h2{margin:14px 0 14px}
.hl{color:var(--blue)}
.section--navy .hl,.hero .hl{color:var(--yellow)}

/* ---------- Botones ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--h);font-weight:700;font-size:1.02rem;padding:15px 26px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,color .2s;white-space:nowrap}
.btn svg{width:20px;height:20px;flex:none}
.btn:hover{transform:translateY(-2px)}
.btn--wa{background:var(--wa);color:#fff;box-shadow:0 10px 24px rgba(37,211,102,.32)}
.btn--wa:hover{background:#1fbd5b}
.btn--primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(0,94,255,.3)}
.btn--primary:hover{background:#0050dd}
.btn--yellow{background:var(--yellow);color:var(--navy);box-shadow:0 10px 24px rgba(255,255,1,.22)}
.btn--ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn--ghost:hover{background:rgba(255,255,255,.08)}
.btn--outline{border-color:var(--line);color:var(--navy);background:#fff}
.btn--outline:hover{border-color:var(--blue);color:var(--blue)}
.btn--sm{padding:10px 18px;font-size:.92rem}
.btn--block{width:100%}

/* ---------- Barra superior + header ---------- */
.topbar{background:var(--navy-3);color:#C9CDE6;font-size:.82rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:8px 0}
.topbar strong{color:#fff}
.topbar .dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--wa);margin-right:6px;box-shadow:0 0 0 3px rgba(37,211,102,.25)}
.header{position:sticky;top:0;z-index:50;background:rgba(24,28,61,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.06)}
.header .container{display:flex;align-items:center;justify-content:space-between;height:74px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;color:#fff}
.brand img{width:46px;height:46px;border-radius:10px}
.brand b{font-family:var(--h);font-size:1.12rem;line-height:1;display:block}
.brand small{font-size:.72rem;color:#9EA5CC;letter-spacing:.06em}
.nav{display:flex;align-items:center;gap:4px}
.nav>a,.nav .drop>button{font-family:var(--h);font-weight:600;color:#DDE1F5;padding:10px 14px;border-radius:10px;background:none;border:0;font-size:1rem;cursor:pointer;display:flex;align-items:center;gap:6px}
.nav>a:hover,.nav .drop>button:hover,.nav a.active{color:#fff;background:rgba(255,255,255,.07)}
.drop{position:relative}
.drop svg{width:14px;height:14px;transition:transform .2s}
.drop-menu{position:absolute;top:calc(100% + 10px);left:-10px;width:320px;background:#fff;border-radius:16px;box-shadow:var(--shadow-lg);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}
.drop:hover .drop-menu,.drop:focus-within .drop-menu{opacity:1;visibility:visible;transform:none}
.drop:hover svg{transform:rotate(180deg)}
.drop-menu a{display:flex;gap:12px;padding:12px;border-radius:12px;align-items:center}
.drop-menu a:hover{background:var(--light)}
.drop-menu .ic{width:40px;height:40px;border-radius:10px;background:#EAF1FF;color:var(--blue);display:grid;place-items:center;flex:none}
.drop-menu .ic svg{width:20px;height:20px;transform:none!important}
.drop-menu b{font-family:var(--h);display:block;color:var(--navy)}
.drop-menu span{font-size:.82rem;color:var(--muted)}
.header-cta{display:flex;gap:10px;align-items:center}
.burger{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:8px}
.burger svg{width:28px;height:28px}
.mobile-nav{display:none}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;padding:72px 0 96px}
.hero::before{content:"";position:absolute;width:780px;height:780px;right:-260px;top:-300px;background:radial-gradient(circle,rgba(0,94,255,.55),transparent 62%);pointer-events:none}
.hero::after{content:"";position:absolute;inset:auto 0 0 0;height:1px;background:linear-gradient(90deg,transparent,rgba(255,255,255,.18),transparent)}
.hero .container{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1{margin:18px 0 20px}
.hero p.lead{font-size:1.15rem;color:#C9CDE6;max-width:560px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin:32px 0 28px}
.trust{display:flex;gap:26px;flex-wrap:wrap;color:#C9CDE6;font-size:.92rem}
.trust span{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--yellow)}
.page-hero{padding:64px 0 72px}
.page-hero .container{grid-template-columns:1.2fr .8fr}
.crumbs{font-size:.85rem;color:#9EA5CC;margin-bottom:6px}
.crumbs a:hover{color:#fff}

/* Tarjeta ilustrativa del hero */
.quote-card{background:#fff;color:var(--ink);border-radius:24px;padding:26px;box-shadow:var(--shadow-lg);position:relative;transform:rotate(1.2deg)}
.quote-card .qc-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.quote-card .qc-top b{font-family:var(--h);font-size:1.1rem}
.pill{display:inline-flex;align-items:center;gap:6px;font-size:.75rem;font-weight:700;padding:6px 10px;border-radius:999px;background:#EAF1FF;color:var(--blue)}
.pill--green{background:#E4F9EC;color:#0F8A43}
.car-svg{width:100%;height:auto;margin:6px 0 14px}
.qc-rows{display:grid;gap:10px}
.qc-row{display:flex;align-items:center;justify-content:space-between;padding:12px 14px;border:1px solid var(--line);border-radius:12px;font-size:.92rem}
.qc-row span{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:600}
.qc-row svg{width:18px;height:18px;color:var(--blue)}
.qc-row i{font-style:normal;color:#0F8A43;font-weight:700;font-size:.85rem}
.float-badge{position:absolute;left:-28px;top:-18px;background:var(--yellow);color:var(--navy);font-family:var(--h);font-weight:800;padding:12px 16px;border-radius:14px;box-shadow:var(--shadow);transform:rotate(-4deg);font-size:.95rem;line-height:1.1}
.float-badge small{display:block;font-weight:600;font-size:.72rem;font-family:var(--b)}

/* ---------- Carrusel de aseguradoras ---------- */
.insurers{background:#fff;border-bottom:1px solid var(--line);padding:34px 0}
.insurers .label{text-align:center;font-size:.85rem;color:var(--muted);margin-bottom:20px;letter-spacing:.04em}
.insurers .label b{color:var(--navy)}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.marquee-track{display:flex;gap:22px;width:max-content;animation:scroll 38s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
.ins-logo{height:74px;min-width:190px;padding:0 26px;border:1px solid var(--line);border-radius:16px;display:grid;place-items:center;background:#fff;transition:.25s}
.ins-logo:hover{border-color:var(--blue);box-shadow:var(--shadow)}
.ins-logo img{max-height:44px;max-width:150px;object-fit:contain;filter:grayscale(1);opacity:.8;transition:.25s}
.ins-logo:hover img{filter:none;opacity:1}
.ins-logo .wm{font-family:var(--h);font-weight:800;font-size:1.35rem;color:#6B7194;letter-spacing:.02em;transition:.25s}
.ins-logo:hover .wm{color:var(--navy)}

/* ---------- Tarjetas de seguros ---------- */
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .25s,box-shadow .25s,border-color .25s;position:relative}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.card .ic{width:56px;height:56px;border-radius:16px;background:#EAF1FF;color:var(--blue);display:grid;place-items:center;margin-bottom:20px}
.card .ic svg{width:28px;height:28px}
.card h3{margin-bottom:10px}
.card p{font-size:.96rem}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font-family:var(--h);font-weight:700;color:var(--blue)}
.card .more svg{width:16px;height:16px;transition:transform .2s}
.card:hover .more svg{transform:translateX(4px)}
.card--feature{grid-column:span 2;background:var(--navy);color:#fff;border:0;overflow:hidden;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:end}
.card--feature p{color:#C9CDE6}
.card--feature .ic{background:rgba(255,255,255,.1);color:var(--yellow)}
.card--feature .more{color:var(--yellow)}
.card--feature .tag{position:absolute;top:24px;right:24px;background:var(--yellow);color:var(--navy);font-family:var(--h);font-weight:800;font-size:.75rem;padding:6px 10px;border-radius:8px;letter-spacing:.06em}
.card--feature svg.big-car{width:260px;height:auto;opacity:.95}

/* ---------- Sección autos Panamá ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.checks{list-style:none;display:grid;gap:14px;margin:26px 0}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks li svg{width:22px;height:22px;flex:none;color:var(--blue);margin-top:2px}
.section--navy .checks li svg{color:var(--yellow)}
.checks b{font-family:var(--h);display:block;font-size:1.05rem}
.section--navy .checks b{color:#fff}
.checks span{color:var(--muted);font-size:.95rem}
.section--navy .checks span{color:#C9CDE6}
.brands{display:flex;flex-wrap:wrap;gap:10px}
.brand-chip{font-family:var(--h);font-weight:700;padding:10px 16px;border-radius:999px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);color:#fff;font-size:.95rem;transition:.2s;cursor:default}
.brand-chip:hover{background:var(--yellow);color:var(--navy);border-color:var(--yellow)}
.models{margin-top:22px;font-size:.92rem;color:#9EA5CC}
.auto-panel{background:var(--navy-2);border:1px solid rgba(255,255,255,.08);border-radius:24px;padding:32px}
.auto-panel h3{color:#fff;margin-bottom:6px}

/* ---------- Pasos ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.step{position:relative;padding:32px 28px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--h);font-weight:800;font-size:3.2rem;color:#E7EDFF;position:absolute;top:14px;right:22px;line-height:1}
.step .ic{width:52px;height:52px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center;margin-bottom:18px}
.step .ic svg{width:26px;height:26px}
.step h3{margin-bottom:8px}

/* ---------- Por qué ---------- */
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.why .card{padding:26px}
.stat{font-family:var(--h);font-weight:800;font-size:2.4rem;color:var(--blue);line-height:1}

/* ---------- FSM alianza ---------- */
.alliance{background:linear-gradient(120deg,var(--blue),#1A3FD0 55%,var(--navy));color:#fff;border-radius:28px;padding:48px;display:grid;grid-template-columns:auto 1fr auto;gap:36px;align-items:center;position:relative;overflow:hidden}
.alliance::after{content:"";position:absolute;right:-80px;bottom:-120px;width:340px;height:340px;border-radius:50%;border:50px solid rgba(255,255,255,.06)}
.alliance p{color:#DCE5FF;max-width:620px}
.alliance h2{font-size:clamp(1.6rem,2.8vw,2.2rem);margin:10px 0}
.fsm-mark{width:120px;height:120px;border-radius:24px;background:#fff;display:grid;place-items:center;color:var(--navy);font-family:var(--h);font-weight:800;text-align:center;line-height:1;box-shadow:var(--shadow-lg);position:relative;z-index:1}
.fsm-mark img{max-width:96px;max-height:96px;object-fit:contain}
.fsm-mark span{font-size:1.8rem;display:block}
.fsm-mark small{font-size:.7rem;letter-spacing:.14em;color:var(--blue)}
.alliance .eyebrow{color:var(--yellow)}

/* ---------- Testimonios estilo WhatsApp ---------- */
.chats{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.chat{border-radius:22px;overflow:hidden;background:#EFE7DE;box-shadow:var(--shadow);border:1px solid #E2D9CE;display:flex;flex-direction:column}
.chat-head{background:#075E54;color:#fff;display:flex;align-items:center;gap:12px;padding:12px 16px}
.avatar{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;font-family:var(--h);font-weight:800;color:#fff;flex:none}
.chat-head b{display:block;font-size:.98rem;font-family:var(--b);font-weight:600}
.chat-head small{color:#CFE9E4;font-size:.75rem}
.chat-body{padding:16px 14px 18px;display:flex;flex-direction:column;gap:8px;flex:1;background-image:radial-gradient(rgba(0,0,0,.035) 1px,transparent 1px);background-size:14px 14px}
.bubble{max-width:86%;padding:8px 12px 18px;border-radius:10px;font-size:.92rem;line-height:1.4;position:relative;color:#111;box-shadow:0 1px 1px rgba(0,0,0,.08)}
.bubble.in{background:#fff;align-self:flex-start;border-top-left-radius:2px}
.bubble.out{background:#D9FDD3;align-self:flex-end;border-top-right-radius:2px}
.bubble time{position:absolute;right:8px;bottom:3px;font-size:.66rem;color:#667781}
.bubble.out.read time::after{content:" ✓✓";color:#53BDEB}
.bubble.out.sent time::after{content:" ✓✓";color:#8696A0}
.bubble.placeholder{color:#8a8f98;font-style:italic}
.chat-foot{background:#F0F2F5;padding:10px 14px;font-size:.8rem;color:#54656F;display:flex;align-items:center;gap:6px}
.chat-foot svg{width:15px;height:15px;color:#E7A500}
.note{margin-top:22px;text-align:center;font-size:.85rem;color:var(--muted)}

/* ---------- FAQ ---------- */
.faq{max-width:860px;margin-inline:auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 22px;transition:.2s}
.faq details[open]{border-color:var(--blue);box-shadow:var(--shadow)}
.faq summary{list-style:none;cursor:pointer;font-family:var(--h);font-weight:700;font-size:1.08rem;padding:18px 0;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.6rem;color:var(--blue);transition:transform .2s;line-height:1}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 20px}
.faq-group{margin-bottom:40px}
.faq-group h3{max-width:860px;margin:0 auto 16px;color:var(--blue)}

/* ---------- CTA final ---------- */
.cta{background:var(--navy);border-radius:28px;padding:56px;color:#fff;display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;left:-120px;top:-160px;width:420px;height:420px;background:radial-gradient(circle,rgba(0,94,255,.5),transparent 65%)}
.cta>*{position:relative}
.cta p{color:#C9CDE6;margin-top:10px}
.cta .btns{display:flex;gap:12px;flex-wrap:wrap}

/* ---------- Páginas de producto ---------- */
.cover-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cover{padding:24px;border-radius:16px;background:#fff;border:1px solid var(--line)}
.cover .ic{width:44px;height:44px;border-radius:12px;background:#EAF1FF;color:var(--blue);display:grid;place-items:center;margin-bottom:14px}
.cover .ic svg{width:22px;height:22px}
.cover h4{font-size:1.08rem;margin-bottom:6px}
.cover p{font-size:.93rem}
.price-box{background:#fff;color:var(--ink);border-radius:22px;padding:28px;box-shadow:var(--shadow-lg)}
.price-box small{color:var(--muted);font-size:.8rem}
.price-box .from{font-family:var(--h);font-weight:800;font-size:2.6rem;color:var(--navy);line-height:1;margin:6px 0}
.price-box .from em{font-style:normal;font-size:1rem;color:var(--muted);font-weight:600}
.price-box ul{list-style:none;display:grid;gap:10px;margin:18px 0 22px}
.price-box li{display:flex;gap:10px;font-size:.93rem;color:var(--navy)}
.price-box li svg{width:18px;height:18px;color:var(--wa-dark);flex:none;margin-top:3px}
.compare{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border-radius:18px;overflow:hidden;border:1px solid var(--line)}
.compare th,.compare td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
.compare th{background:var(--navy);color:#fff;font-family:var(--h);font-weight:700}
.compare td:first-child{font-weight:600;color:var(--navy)}
.compare tr:last-child td{border-bottom:0}
.yes{color:#0F8A43;font-weight:700}.no{color:#B4B8CC}
.audience{display:flex;flex-wrap:wrap;gap:10px}
.audience span{padding:10px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.92rem;color:var(--navy)}

/* Asistente "¿Qué cobertura necesito?" */
.wizard{background:#fff;border-radius:24px;padding:34px;box-shadow:var(--shadow);border:1px solid var(--line)}
.wizard .q{font-family:var(--h);font-weight:700;font-size:1.15rem;margin:18px 0 12px;color:var(--navy)}
.opts{display:flex;flex-wrap:wrap;gap:10px}
.opt{padding:12px 18px;border-radius:12px;border:2px solid var(--line);background:#fff;font-weight:600;cursor:pointer;font-family:var(--b);font-size:.95rem;color:var(--navy);transition:.15s}
.opt:hover{border-color:var(--blue)}
.opt.sel{border-color:var(--blue);background:#EAF1FF;color:var(--blue)}
.result{margin-top:24px;padding:22px;border-radius:16px;background:var(--light);display:none}
.result.show{display:block;animation:fade .35s ease}
.result h4{font-size:1.25rem;margin-bottom:6px}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

/* ---------- Cotizador ---------- */
.quote-wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:32px;align-items:start}
.form-card{background:#fff;border-radius:24px;padding:36px;box-shadow:var(--shadow-lg);border:1px solid var(--line)}
.progress{display:flex;gap:8px;margin-bottom:28px}
.progress i{flex:1;height:6px;border-radius:6px;background:var(--line);transition:.3s}
.progress i.on{background:var(--blue)}
.fstep{display:none}
.fstep.on{display:block;animation:fade .35s ease}
.fstep h3{font-size:1.5rem;margin-bottom:6px}
.fstep>p{margin-bottom:22px}
.types{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.type{border:2px solid var(--line);border-radius:16px;padding:18px 12px;text-align:center;cursor:pointer;background:#fff;font-family:var(--h);font-weight:700;color:var(--navy);transition:.15s;font-size:1rem}
.type svg{width:30px;height:30px;color:var(--blue);margin:0 auto 8px;display:block}
.type:hover{border-color:var(--blue)}
.type.sel{border-color:var(--blue);background:#EAF1FF}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-weight:600;font-size:.88rem;color:var(--navy)}
.field input,.field select,.field textarea{font:inherit;padding:13px 14px;border-radius:12px;border:1.5px solid var(--line);background:#fff;color:var(--ink);transition:.15s;width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(0,94,255,.12)}
.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:28px}
.side-card{background:var(--navy);color:#fff;border-radius:24px;padding:30px;position:sticky;top:100px}
.side-card p{color:#C9CDE6}
.side-card .checks{margin:20px 0 6px}
.campaign-tag{display:none;margin-bottom:18px;font-size:.8rem}
.campaign-tag.show{display:inline-flex}
.success{text-align:center;padding:20px 0}
.success .ic{width:72px;height:72px;border-radius:50%;background:#E4F9EC;color:#0F8A43;display:grid;place-items:center;margin:0 auto 18px}
.success .ic svg{width:36px;height:36px}

/* ---------- Nosotros ---------- */
.photo-slot{aspect-ratio:4/5;border-radius:28px;background:repeating-linear-gradient(45deg,#EEF1F8,#EEF1F8 14px,#F6F8FC 14px,#F6F8FC 28px);border:2px dashed #C5CBE0;display:grid;place-items:center;text-align:center;color:var(--muted);padding:30px;font-size:.92rem}
.photo-slot b{display:block;font-family:var(--h);color:var(--navy);font-size:1.1rem;margin-bottom:6px}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}

/* ---------- Contacto ---------- */
.contact-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.contact-card{padding:28px;border-radius:20px;background:#fff;border:1px solid var(--line);transition:.25s;display:block}
.contact-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.contact-card .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;margin-bottom:16px;color:#fff}
.contact-card .ic svg{width:26px;height:26px}
.contact-card h3{font-size:1.15rem;margin-bottom:4px}
.contact-card p{font-size:.92rem;word-break:break-word}

/* ---------- Footer ---------- */
.footer{background:var(--navy-3);color:#AEB4D6;padding:72px 0 28px;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:48px}
.footer h4{color:#fff;font-size:1.05rem;margin-bottom:16px}
.footer ul{list-style:none;display:grid;gap:10px}
.footer a:hover{color:#fff}
.footer .brand{margin-bottom:16px}
.footer p{color:#AEB4D6}
.socials{display:flex;gap:10px;margin-top:18px}
.socials a{width:40px;height:40px;border-radius:12px;background:rgba(255,255,255,.07);display:grid;place-items:center;color:#fff;transition:.2s}
.socials a:hover{background:var(--blue)}
.socials svg{width:19px;height:19px}
.legal{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.82rem;color:#7F86AE}
.legal p{color:#7F86AE;max-width:760px}

/* ---------- Botones flotantes ---------- */
.wa-float{position:fixed;right:24px;bottom:24px;z-index:60;width:62px;height:62px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 12px 30px rgba(37,211,102,.45);transition:transform .2s}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:32px;height:32px;color:#fff}
.wa-float::before{content:"";position:absolute;inset:0;border-radius:50%;background:var(--wa);animation:ping 2.2s infinite;z-index:-1}
@keyframes ping{0%{transform:scale(1);opacity:.6}80%,100%{transform:scale(1.6);opacity:0}}
.wa-float .tip{position:absolute;right:76px;background:#fff;color:var(--navy);padding:8px 14px;border-radius:10px;font-size:.85rem;font-weight:600;white-space:nowrap;box-shadow:var(--shadow);opacity:0;transform:translateX(6px);transition:.2s;pointer-events:none}
.wa-float:hover .tip{opacity:1;transform:none}
.mobile-bar{display:none}

/* ---------- Animación al hacer scroll ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.marquee-track{animation-duration:60s}*{scroll-behavior:auto}}

/* ---------- Responsive ---------- */
@media (max-width:1020px){
  .nav,.header-cta .btn--outline{display:none}
  .burger{display:block}
  .mobile-nav{display:block;position:fixed;inset:74px 0 0 0;background:var(--navy);z-index:49;padding:20px 6% 120px;overflow-y:auto;transform:translateX(100%);transition:transform .3s}
  .mobile-nav.open{transform:none}
  .mobile-nav a{display:block;color:#fff;font-family:var(--h);font-weight:600;font-size:1.25rem;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .mobile-nav .sub a{font-size:1.05rem;padding-left:18px;color:#C9CDE6}
  .hero .container,.page-hero .container,.split,.quote-wrap{grid-template-columns:1fr}
  .hero{padding:48px 0 72px}
  .quote-card{max-width:440px;transform:none}
  .float-badge{left:auto;right:-6px;top:-18px}
  .grid-3,.chats,.cover-grid,.values{grid-template-columns:1fr 1fr}
  .why,.contact-cards,.grid-4{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .alliance{grid-template-columns:1fr;text-align:left}
  .cta{grid-template-columns:1fr}
  .side-card{position:static}
  .card--feature{grid-template-columns:1fr}
  .card--feature svg.big-car{width:200px}
}
@media (max-width:680px){
  .topbar .hide-sm{display:none}
  .grid-3,.grid-2,.chats,.cover-grid,.steps,.why,.values,.contact-cards,.grid-4,.footer-grid{grid-template-columns:1fr}
  .card--feature{grid-column:auto}
  .types{grid-template-columns:1fr 1fr}
  .fields{grid-template-columns:1fr}
  .form-card,.wizard{padding:24px}
  .alliance,.cta{padding:32px 24px}
  .header-cta .btn--wa span{display:none}
  .header-cta .btn--wa{padding:10px}
  .brand small{display:none}
  .hero-ctas .btn{flex:1}
  .wa-float{display:none}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;box-shadow:0 -6px 24px rgba(24,28,61,.15);padding:8px 8px calc(8px + env(safe-area-inset-bottom));gap:8px}
  .mobile-bar a{display:flex;flex-direction:column;align-items:center;gap:3px;font-family:var(--h);font-weight:700;font-size:.8rem;padding:8px 4px;border-radius:12px;color:var(--navy)}
  .mobile-bar a svg{width:22px;height:22px}
  .mobile-bar a.wa{background:var(--wa);color:#fff}
  .mobile-bar a.q{background:var(--blue);color:#fff}
  body{padding-bottom:78px}
  .compare th,.compare td{padding:12px 10px;font-size:.85rem}
}

.split h2{margin:14px 0 16px}
.card--wide{grid-column:1/-1;display:grid;grid-template-columns:auto 1fr auto;gap:26px;align-items:center;background:linear-gradient(110deg,#EAF1FF,#fff 70%);border-color:#D6E3FF}
.card--wide .ic{margin:0}
.card--wide .stat{font-size:2.2rem}
@media (max-width:680px){.card--wide{grid-template-columns:1fr}}

.brand-picker{max-width:900px;margin:0 auto;text-align:center;background:var(--navy-2);border:1px solid rgba(255,255,255,.08);border-radius:24px;padding:34px}
.bp-label{font-family:var(--h);font-weight:700;color:#fff!important;font-size:1.1rem;margin-bottom:18px}
.brands--center{justify-content:center}
a.brand-chip{cursor:pointer}
.auto-points{margin-top:36px;max-width:1000px;margin-inline:auto}
.auto-points>div{text-align:center;padding:10px}
.auto-points svg{width:30px;height:30px;color:var(--yellow);margin:0 auto 10px;display:block}
.auto-points b{display:block;font-family:var(--h);font-size:1.1rem;color:#fff;margin-bottom:6px}
.auto-points span{color:#C9CDE6;font-size:.95rem}
.address-box{margin-top:22px;display:grid;grid-template-columns:auto 1fr auto;gap:20px;align-items:center;padding:26px;border-radius:20px;background:var(--light);border:1px solid var(--line)}
.address-box .ic{width:52px;height:52px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center}
.address-box .ic svg{width:26px;height:26px}
@media (max-width:680px){.address-box{grid-template-columns:1fr}}

.topbar .container{align-items:center}
.top-contacts{display:flex;align-items:center;gap:6px}
.top-contacts a{width:28px;height:28px;border-radius:8px;display:grid;place-items:center;color:#fff;background:rgba(255,255,255,.08);transition:.2s}
.top-contacts a:hover{background:var(--blue)}
.top-contacts a svg{width:15px;height:15px}
.top-contacts a.hide-sm{width:auto;background:none;padding:0 4px;color:#C9CDE6;font-size:.82rem}
.top-contacts a.hide-sm:hover{color:#fff;background:none}
.header-cta .btn--yellow svg{width:18px;height:18px}
.modal{position:fixed;inset:0;z-index:100;background:rgba(15,18,48,.65);backdrop-filter:blur(4px);display:none;place-items:center;padding:20px}
.modal.open{display:grid;animation:fade .25s ease}
.modal-card{background:#fff;border-radius:24px;max-width:560px;width:100%;padding:34px;position:relative;max-height:92vh;overflow:auto;box-shadow:var(--shadow-lg)}
.modal-card h3{font-size:1.6rem;margin:10px 0 6px}
.modal-card>.cb-form>p{margin-bottom:20px}
.modal-x{position:absolute;top:14px;right:16px;border:0;background:var(--light);width:36px;height:36px;border-radius:50%;font-size:1.4rem;cursor:pointer;color:var(--navy)}
.cb-small{text-align:center;font-size:.88rem;margin-top:14px}
.cb-ok{display:none}.modal.done .cb-ok{display:block}.modal.done .cb-form{display:none}
.cases{display:grid;gap:18px}
.case{display:flex;gap:20px;align-items:center;padding:26px;border-radius:20px;background:var(--navy-2);border:1px solid rgba(255,255,255,.08)}
.case-ic{width:60px;height:60px;border-radius:16px;background:rgba(255,255,1,.12);color:var(--yellow);display:grid;place-items:center;flex:none}
.case-ic svg{width:30px;height:30px}
.case .stat{color:var(--yellow);font-size:2.8rem}
.case b{font-family:var(--h);color:#fff;font-size:1.1rem}
.case p{font-size:.93rem;margin-top:4px}
.alliance-side{display:flex;flex-direction:column;gap:14px;align-items:flex-start;position:relative;z-index:1;max-width:260px}
.reg-badge{display:inline-flex;gap:8px;align-items:center;font-size:.8rem;font-weight:600;line-height:1.3;padding:10px 12px;border-radius:12px;background:rgba(255,255,255,.12);color:#fff}
.reg-badge svg{width:20px;height:20px;flex:none;color:var(--yellow)}
.reg-badge--dark{margin-top:14px;background:rgba(255,255,255,.06);color:#C9CDE6}
@media (max-width:1020px){.alliance-side{max-width:none}}
@media (max-width:680px){.header-cta .btn--yellow span{display:none}.header-cta .btn--yellow{padding:10px}.modal-card{padding:26px 20px}}

.brand small{white-space:nowrap}
.brand b{white-space:nowrap}
@media (max-width:1240px){.brand small{display:none}.nav>a,.nav .drop>button{padding:10px 10px}}

/* Logos de aseguradoras flotando, a color */
.marquee-track{gap:64px;align-items:center;padding:8px 0}
.ins-logo{height:84px;min-width:0;padding:0;border:0;background:none;border-radius:0}
.ins-logo:hover{box-shadow:none;transform:scale(1.06)}
.ins-logo img{max-height:62px;max-width:170px;filter:none;opacity:1}
.label-fsm{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);margin-left:6px}
.label-fsm img{height:30px;width:auto;display:inline-block}
.fsm-mark{width:190px;height:130px;padding:16px}
.fsm-mark img{max-width:100%;max-height:100%}
@media (max-width:680px){.marquee-track{gap:40px}.ins-logo img{max-height:48px;max-width:130px}.label-fsm{display:flex;justify-content:center;margin:8px 0 0}}
.label-fsm img{height:38px}
@media (min-width:0px){.brand small{display:none}.nav>a,.nav .drop>button{padding:8px 9px;font-size:.96rem}.header-cta .btn--sm{padding:10px 14px;font-size:.88rem}}
@media (max-width:1240px){
  .nav{display:none}.burger{display:block}
  .mobile-nav{display:block;position:fixed;inset:74px 0 0 0;background:var(--navy);z-index:49;padding:20px 6% 120px;overflow-y:auto;transform:translateX(100%);transition:transform .3s}
  .mobile-nav.open{transform:none}
  .mobile-nav a{display:block;color:#fff;font-family:var(--h);font-weight:600;font-size:1.25rem;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .mobile-nav .sub a{font-size:1.05rem;padding-left:18px;color:#C9CDE6}
}

@media (max-width:680px){.topbar .container>span:first-child{font-size:.74rem;white-space:nowrap}.top-contacts a{width:26px;height:26px}}

/* Carrusel del hero */
.hero-slider{transform:none;padding:22px 24px 20px}
.hs-tabs{display:flex;gap:6px;background:var(--light);padding:5px;border-radius:14px;margin-bottom:18px}
.hs-tab{flex:1;display:flex;align-items:center;justify-content:center;gap:6px;border:0;background:none;padding:9px 6px;border-radius:10px;font-family:var(--h);font-weight:700;font-size:.88rem;color:var(--muted);cursor:pointer;transition:.2s}
.hs-tab svg{width:16px;height:16px}
.hs-tab.on{background:#fff;color:var(--blue);box-shadow:0 2px 8px rgba(24,28,61,.1)}
.slide{display:none}
.slide.on{display:block;animation:slidein .4s ease}
@keyframes slidein{from{opacity:0;transform:translateX(18px)}to{opacity:1;transform:none}}
.slide-sub{font-size:.92rem;margin:-8px 0 4px}
.slide-sub b{color:var(--navy)}
.slide-art{height:120px;display:grid;place-items:center;margin:8px 0 12px}
.slide-art>div{width:110px;height:110px;border-radius:30px;background:linear-gradient(135deg,#EAF1FF,#D6E3FF);display:grid;place-items:center;color:var(--blue)}
.slide-art svg{width:56px;height:56px}
.hero-slider .car-svg{max-height:120px;margin:4px 0 12px}
.slide-cta{display:flex;gap:10px;margin-top:16px}
.slide-cta .btn--primary{flex:1}
.btn--icon{padding:0;width:52px;height:52px;flex:none}
.btn--icon svg{width:24px;height:24px}
.hs-nav{display:flex;align-items:center;justify-content:space-between;margin-top:16px}
.hs-arrow{width:42px;height:42px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--navy);display:grid;place-items:center;cursor:pointer;transition:.2s}
.hs-arrow svg{width:18px;height:18px}
.hs-arrow:hover{border-color:var(--blue);color:var(--blue)}
.hs-arrow--next{background:var(--blue);border-color:var(--blue);color:#fff}
.hs-arrow--next:hover{background:#0050dd;color:#fff}
.hs-dots{display:flex;gap:6px}
.hs-dots i{width:8px;height:8px;border-radius:8px;background:var(--line);transition:.3s}
.hs-dots i.on{width:24px;background:var(--blue)}
/* Botones en tarjetas de seguros */
.card-actions{display:flex;align-items:center;gap:16px;margin-top:20px;flex-wrap:wrap}
.card-actions .more{margin-top:0}
.card-actions--col{flex-direction:column;align-items:stretch;gap:10px;margin:0;text-align:center}
.card-actions--col .more{justify-content:center}
@media (max-width:680px){.hs-tab{font-size:.75rem;padding:8px 2px}.hs-tab svg{display:none}}

.hero-slider .float-badge{top:auto;bottom:-20px;left:-26px}
@media (max-width:1020px){.hero-slider .float-badge{left:auto;right:-6px}}

.privacy-note{font-size:.78rem;color:var(--muted);margin:-14px 0 18px}

.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
.consent{display:flex!important;flex-direction:row!important;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--muted);cursor:pointer;line-height:1.45}
.consent input{width:18px!important;height:18px;flex:none;margin-top:2px;accent-color:var(--blue);padding:0!important}
.consent a,.privacy-note a{color:var(--blue);text-decoration:underline}
.consent.err{color:#C62828}.consent.err input{outline:2px solid #C62828;outline-offset:2px}
.legal-doc{max-width:820px}
.legal-doc h2{font-size:1.4rem;margin:36px 0 10px}
.legal-doc p,.legal-doc li{color:#3d4363;margin-bottom:10px}
.legal-doc ul{padding-left:22px}
.legal-doc a{color:var(--blue)}
.legal a{color:#AEB4D6;text-decoration:underline}

/* ---- Ajustes móviles (centrado y sin desbordes laterales) ---- */
html,body{overflow-x:hidden}
@supports (overflow:clip){html,body{overflow-x:clip}}
.mobile-nav{visibility:hidden}
.mobile-nav.open{visibility:visible}
@media (max-width:680px){
  .hero:not(.page-hero) .container>div:first-child{text-align:center}
  .hero:not(.page-hero) .eyebrow{justify-content:center}
  .hero:not(.page-hero) .eyebrow::before{display:none}
  .hero h1{font-size:clamp(2rem,9vw,2.6rem)}
  .hero:not(.page-hero) p.lead{margin-inline:auto}
  .hero p.lead{font-size:1.02rem}
  .hero-ctas{flex-direction:column;align-items:stretch;margin:26px 0 20px}
  .trust{justify-content:center;gap:10px 18px;font-size:.85rem}
  .hero-slider{margin-inline:auto;width:100%}
  .section{padding:56px 0}
  .head{margin-bottom:32px}
}
@media (max-width:680px){
  .hero-slider .float-badge{display:none}
  .chats{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;padding:4px 4% 14px;margin:0 -4%;-webkit-overflow-scrolling:touch;scrollbar-width:none}
  .chats::-webkit-scrollbar{display:none}
  .chat{flex:0 0 86%;scroll-snap-align:center}
  .chats-hint{display:block!important}
  .cases{gap:12px}.case{padding:20px}
}
.chats-hint{display:none;text-align:center;font-size:.8rem;color:var(--muted);margin-top:6px}
.brand-picker--light{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}
.brand-picker--light .bp-label{color:var(--navy)!important}
.brand-picker--light .brand-chip{background:var(--light);border-color:var(--line);color:var(--navy)}
.brand-picker--light .brand-chip:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.brand-picker--light .more{display:inline-flex}
.brand-picker .more{display:inline-flex;align-items:center;gap:6px;font-family:var(--h);font-weight:700;color:var(--blue)}
.brand-picker .more svg{width:16px;height:16px}
/* El carrusel nunca debe ensancharse con textos largos */
.hero .container>*{min-width:0}
.hero-slider{max-width:100%;box-sizing:border-box}
.hero-slider .slide{min-width:0}
.qc-row{gap:10px}
.qc-row span{min-width:0;flex:1}
.hero-slider .car-svg{width:100%;max-width:100%}
.slide-cta .btn--primary{min-width:0;white-space:normal;text-align:center;line-height:1.2}
@media (max-width:680px){.slide-cta .btn--primary{font-size:.95rem;padding:14px 16px}}

.chat-day{align-self:center;background:#FFFFFFE6;color:#54656F;font-size:.72rem;padding:4px 10px;border-radius:8px;margin:2px 0 4px;box-shadow:0 1px 1px rgba(0,0,0,.06)}
.bubble.doc{display:flex;gap:10px;align-items:center;padding:8px 10px 18px;min-width:200px}
.bubble.doc .doc-ic{width:34px;height:40px;border-radius:4px;background:#E5484D;color:#fff;font-size:.62rem;font-weight:800;display:grid;place-items:center;flex:none}
.bubble.doc b{display:block;font-size:.85rem;font-weight:600}
.bubble.doc small{color:#667781;font-size:.72rem}
.stars{display:inline-flex;gap:2px}
.stars svg{width:15px;height:15px}
.chat-foot svg{color:inherit}
.chats-dots{display:none;justify-content:center;gap:6px;margin-top:10px}
.chats-dots i{width:8px;height:8px;border-radius:8px;background:#C9CDE6;transition:.3s}
.chats-dots i.on{width:22px;background:var(--blue)}
@media (max-width:680px){.chats-dots{display:flex}.chats-hint{display:none!important}}